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    Understanding Benefits Can Be a Key to Employee Satisfaction

    Understanding Benefits Can Be a Key to Employee Satisfaction
    As employee benefits enrollment season kicks off, there’s some good news for employers seeking cost-effective ways to help boost engagement in the workplace. “Employers are looking for ways to show employees they care without breaking the bank, and effective benefits education can be a low-cost, high-impact way to affect worker satisfaction,” said Bill Dalicandro, Unum’s vice president for enrollment. A study ...
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    What to Do if You Can’t Pay Your Bills

    What to Do if You Can’t Pay Your Bills
    Lacking the cash to pay your bills is a bad situation, but avoiding the problem is worse. If money is scarce and bills are coming due, don’t panic. Gather your statements and a calculator, and go into planning mode. Tackle the crisis as a whole, rather than dealing with issues as they arise, which raises the risk of making poor financial ...
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    4 Things That May Trigger Your Spending

    4 Things That May Trigger Your Spending
    Overspending is easy to do. Everyone falls for it every now and again because sometimes you just feel the need to spend. However, there may be things that trigger our overspending even when we know that we are on a budget and cannot really afford to spend money. 1) Stress – Work, family, friends, sickness, money…all these things (and many more) ...
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    7 Common Mistakes of First-Time Homebuyers

    7 Common Mistakes of First-Time Homebuyers
    Buying a home for the first time can be an invigorating yet scary experience. Here are some pitfalls to avoid when you’re buying your first home: 1. Buying Before You’re Ready Although you may hear people say you’re “throwing your money away on rent,” it isn’t always wise to buy a home. If you make a good salary and have an ...
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    Shred It Up: Which Financial Docs Can Go Now

    Shred It Up: Which Financial Docs Can Go Now
    Knowing how long to keep an important financial document is the key to maintaining your personal security as well as managing clutter. Some documents can be shredded after short periods of time, while others should be kept indefinitely. Here’s a handy guide to help you figure out what to keep and what to shred, beginning with the short-lived documents: Keep for ...
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    Hitting the Personal Financial Reset Button

    Hitting the Personal Financial Reset Button
    A BW senior correspondent details his quest to repair his retirement portfolio and get his family's finances in order It could have been worse. At the end of February—a year and change since my wife and I had shifted our money to professional wealth management advisers—our equity holdings were down 48% for the 16 months they had managed it. But our ...
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    Beware of Higher Tax Bill Before Dropping 401(k)

    Beware of Higher Tax Bill Before Dropping 401(k)
    DES MOINES (AP) — With economic pressures mounting, you may think reducing your 401(k) contribution is an easy way to add money to your paycheck. But before you do, consider how it will increase your tax bill. Many people have become so focused on the recent losses of 30% or more in their account balances that they've forgotten a primary benefit ...
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    5 Things You Can Do Now to Prepare for Rising Inflation

    5 Things You Can Do Now to Prepare for Rising Inflation
    We all have our little fears: The frayed wire on the coffee maker. That knocking noise from the left-rear tire. The zombies staggering around in the backyard. For investors, one of the biggest fears today is inflation — a period of rising prices. Inflation erodes the buying power of your money at home and abroad. In a worst-case scenario, it can ...
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    How Would You Spend a Raise or Bonus?

    How Would You Spend a Raise or Bonus?
    When we asked Monster readers what they’d be most likely to splurge on if they got a big salary bump -- a new car, wardrobe or home entertainment technology -- the car topped the list with 51 percent of the votes, followed by the wardrobe with 30 percent and the home entertainment center at 18 percent. But quite a few readers ...
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    How to Avoid an Audit of Your Taxes

    How to Avoid an Audit of Your Taxes
    Taxes are high enough; you don’t want to also pay penalties and interest because an audit reveals you’ve broken the rules. And Internal Revenue Service audits aren’t a vanishing anomaly; they’re on the upswing. The IRS “has gotten almost nasty” in its pursuit of tax payments that could help reduce the federal deficit, says Sanford Botkin, a lawyer and CPA. Audit ...
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    5 Easy Ways to Make Money Even if You're Unemployed

    5 Easy Ways to Make Money Even if You're Unemployed
    As unemployment continues to rise, everyone is looking for other ways to bring in some money while still searching for another job.  Although a job is the conventional way to earn money, sometimes you need to think outside the box or search outside your comfort zone in order to try something new and bring in a little bit of money ...
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    5 Ways to Understand Your Credit Card's Fine Print

    5 Ways to Understand Your Credit Card's Fine Print
    If you're like a lot of folks, you may have just received a "Dear Valued Customer" letter in the mail from your credit card company. No, you aren't being fired, but it might feel like it. If you have an affiliate card issued through one of the big banks, it starts like this: "This challenging business climate has led Citibank, the ...
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    Q&A: I've Lost My Job. How Will the Stimulus Plan Help Me?

    Q&A: I've Lost My Job. How Will the Stimulus Plan Help Me?
    WASHINGTON - President Barack Obama signed into law Tuesday the largest government economic rescue plan in the nation's history, a $787 billion package of spending, tax cuts and tax credits that's designed to help pull the nation out of what's becoming the worst downturn since the Great Depression. The American Recovery and Reinvestment Act includes everything from money to refurbish public ...
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    5 Insurance Myths Busted

    5 Insurance Myths Busted
    Misinformation and myths plague the insurance industry. Many times consumers aren't sure how much insurance to purchase or if they have purchased the right kind to begin with. If you're one of the thousands of Americans that don't understand insurance and what it offers read this list of the top 5 insurance myths and the facts behind them." h4. 1.) Auto ...
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    Streamlining Your Personal Financial Documents

    Streamlining Your Personal Financial Documents
    Every week you introduce more paper into your home, in the form of newspapers, magazines, flyers, coupons, schoolwork, correspondence, bills, and other documents. It may or may not be difficult for you to ensure that reading material and advertising is discarded when you are finished with it, but when it comes to financial documents, it can be much more challenging to ...
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    Six Steps You Can Take to Financial Prosperity

    Six Steps You Can Take to Financial Prosperity
    No one can guarantee you a healthy and prosperous retirement. Life is just too unpredictable. But you can increase your odds of enjoying your twilight years in comfort by pursuing a regimen of common-sense steps. Here are six top ones: h4. Decide carefully on health care You can do at least three things to help secure your health in retirement: Take ...
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    Can Your Personality Help You Weather the Tough Economy?

    Can Your Personality Help You Weather the Tough Economy?
    Does the economic downturn terrify you? Or are you plotting a new strategy for life with less money? Your reaction offers a peek into your psyche, say researchers who study how personality shapes people's reactions to uncertain times. "People think about themselves and others in terms of typology — you're this type," says researcher Peter Jason Rentfrow of the University of ...
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    10 Things You Should Know About Credit Cards

    10 Things You Should Know About Credit Cards
    h4. 1. Interest Backdating Most card issuers charge interest from the day a charge is posted to your account if you don't pay in full monthly. But, some charge interest from the date of purchase, days before they have even paid the store on your behalf! Remedy: Find another card issuer, or always pay your bill in full by the due ...
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    7 Ways to Lower Your Utility Bill

    7 Ways to Lower Your Utility Bill
    The average American home will spend $990 on heating this year, according to the Energy Information Administration (EIA). Add that to the rising costs of food, clothing, and travel, and almost every individual and family will feel the pinch. Fortunately, you can make your utility bills more manageable. Many steps to reducing your bills apply to everyone, even those living in ...
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    10 Things You May Not Know About Your Finances

    10 Things You May Not Know About Your Finances
    1: Medicare doesn't cover nursing home care. Nearly 60% of Americans think Medicare pays for nursing care, and 52% assume that it covers assisted living, according to a 2006 survey by AARP. Not so. Medicare's coverage of long-term care is extremely limited. It'll cover part of the cost of a skilled nursing facility while you recover from an injury or illness. ...

Poll: How do you feel about crying at work?

Poll: How do you feel about crying at work?